P&C Report: 2024 Q4 Outlook
Last quarter, we indicated the Property & Casualty (P&C) market had reached a relative level of equilibrium not seen in several years. We defined this as an environment where rates
Environmental
Comprehensive Coverages for Environmental Exposures
Almost every company faces some kind of environmental exposure. Every risk has a potential environmental exposure and requires a special need for expertise – absence of loss does not mean absence of risk. Furthermore, there is a growing requirement for Environmental insurance driven by federal/provincial/municipal regulators; Purchase/Sale Agreements (PSAs) and financial institutions.
As a global leader in wholesale insurance with an entire team that specializes in Environmental Insurance, we are equipped with the expertise and industry knowledge to provide the right environmental coverages to an industry that is significantly underinsured. Environmental insurance from Burns & Wilcox markedly diminishes the need for self-insurance, thereby providing clients balance sheet protection.
As a global leader in wholesale insurance with an entire team that specializes in Environmental Insurance, we are equipped with the expertise and industry knowledge to provide the right environmental coverages to an industry that is significantly underinsured. Environmental insurance from Burns & Wilcox markedly diminishes the need for self-insurance, thereby providing clients balance sheet protection.
Recent Environmental Wins |
See More |
$104,000
CONTRACTOR/E&O/CGL PACKAGE - LARGE ENVIRONMENTAL CONSULTANT
$104,000
SME ENVIRONMENTAL CONSULTANT/ENGINEER
$65,000
PREMISES + CONTRACTORS/E&O PACKAGE - WASTE TRANSFER STATION SCHEDULE
$62,000
PREMISES - COMMERCIAL LANDS PORTFOLIO
Areas Of Specialty
Premises or Site Pollution Liability (PPL)
- Real Estate Portfolios (SME)
- Real Estate Transactions
- Property Managers
- Institutional: Hospital/Healthcare; Educational (Schools/Universities)
- Manufacturers/Fabricators
- Distributors/Warehousing
- Recycling Facilities/Landfills
- Waste Treatment and Storage Facilities
- Cannabis Operators
- Bulk Fuel Storage/Cardlocks/Service Stations
- Agricultural/Farming
Contractors Pollution Liability (CPL)
- General Contractors
- Developers – Commercial/Residential
- Infrastructure Development
- Construction Managers
- HVAC/Mechanical Contractors
- Demolition Contractors
- Street and Road Contractors
- Janitorial Services
- Haulers/Transportation – including Bulk Fuel
- Pesticide and Fertilizer Applications
- Electrical and Plumbing Contractors
- Non-Oil and Gas Drilling
- Restoration Contractors
- Storage Tank Installers
- Remediation and Abatement Contractors
- Vacuum Truck Operators
Environmental Contractors/Consultants Package (CPL + E&O + CGL)
- Environmental Consultants/Engineers
- Environmental Drilling Services
- Abatement & Remediation Contractors and Consultants
- Restoration Contractors
Premises + Contractors Pollution Liability Hybrid
- Infrastructure Developments
- Public Private Partnerships (P3)
- Waste Management/Waste Disposal
Storage Tank Liability
- Above Ground Tanks
- Underground Tanks
- Tank Farms
- Residential Tanks
Available Products
- Discovery, 3rd party and Regulatory Coverage Triggers
- 3rd Party Liability: Off-Site Clean-Up, Bodily Injury, Property Damage, Diminution in Value
- 1st Party Liability: On-Site Clean Up
- New Conditions/Pre-Existing Conditions Coverage
- Up to 10 Year Term
- Defense Costs/Legal Expense
- Transportation DIC Coverage
- Natural Resource Damage
- Non-Owned Disposal Sites (NODS)
- Mould, Asbestos
- Emergency Response Costs
- Annual Term or Project Specific for Contractors
- Project Coverage Tailoring: Owner Controlled Insurance Program (OCIP) or Contractor Controlled Insurance Program (CCIP)
Notice
Product Documents
Featured Expert
Karim Jaroudi
Manager, Environmental
- Environmental
- Energy
As Manager - Environmental, Karim leads the environmental initiative for Canada. He’s also a key driver of product development and stakeholder relationships. In addition, he’s responsible for broker/distribution management. Throughout…
Read More
Your Local Team |
Related Intel |
See All |
Video: Environmental Insurance Market Update
Environmental risks traditionally in the admitted market are migrating to E&S – and staying there. Learn more about this opportunity for brokers and agents from Beth Linton, Vice President, Environmental
Webinar: P&C Market Outlook Q4 2024
While we are experiencing more stabilization, some hard sectors remain as carriers continue to revise their appetites. Watch our P&C webinar for insights into the current state of the market,
“Quick response, great people, a variety of products. I get responses after-hours which is big in this industry, people are there willing to write business and they try everything they can to do so. Keep up the good work.”
Recent Environmental Wins
$104,000
CONTRACTOR/E&O/CGL PACKAGE - LARGE ENVIRONMENTAL CONSULTANT
$104,000
SME ENVIRONMENTAL CONSULTANT/ENGINEER
$65,000
PREMISES + CONTRACTORS/E&O PACKAGE - WASTE TRANSFER STATION SCHEDULE
$62,000
PREMISES - COMMERCIAL LANDS PORTFOLIO
$27,500
CONTRACTOR - COMMERCIAL DEVELOPMENT PROJECT
$26,000
PREMISES - SALMON PRODUCTION/HATCHERY
$16,500
CONTRACTOR/CGL PACKAGE - LARGE REMEDIATION CONTRACTOR
$16,000
REMEDIATION CONTRACTOR
$14,750
ENVIRONMENTAL CONSULTANT
$7,000
CONTRACTOR/CGL PACKAGE - REMEDIATION CONTRACTING SPECIALIST
$6,000
CONTRACTORS - HVAC CONTRACTOR
Eligibility Guidelines
Below are the eligibility guidelines for online binding and issuing Cyber Liability:
– Revenue up to $15M accepted
– 138 Industries Accepted
– Excluded Industries include: adult content, auction sites, data processing, debt collection, direct marketing franchisees, healthcare aggregators, online gambling, payment processors, pos technology, search engines and social media.
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation (If you don’t quality, please reach out copy to go here).
Product Guidelines
Honoring a True Pioneer
A BURNS 
WILCOX ASSESSMENT
Article Title
April 16, 2020
Written by
Denis Brady
PRESIDENT, BURNS & WILCOX BROKERAGE
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.”
“Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?”
“Sed ut perspiciatis unde omnis iste natus error sit voluptatem
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.”
“Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?”
“Sed ut perspiciatis unde omnis iste natus error sit voluptatem
State of the Environmental Market
A BURNS WILCOX ASSESSMENT