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From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.Â
We provide comprehensive programs that protect High-Value Homeowners and Hard-to-Place Homeowners alike. Whether it is  personal umbrella, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.
The main reason I would give for working with Burns & Wilcox is the attention to service. In today's very busy world this seems to be a trait that is being overlooked. I find the people that we deal with at B&W take time to listen and ask informed questions which in most cases gets us to a satisfactory conclusion a lot sooner.
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Cautious optimism is shaping the Personal Insurance market, but challenges remain for complex risks. In an excerpt from our Q4 P&C webinar, Marielle Charron, Regional Practice Group Leader, Personal Insurance, Burns & Wilcox, Boston, MA shares what is driving new opportunities and why the market remains incredibly nuanced. https://vimeo.com/1238895654/f574507ec8?share=copy&fl=sv&fe=ci
Shifting market conditions are creating new opportunities and challenges for insurance brokers and agents as they navigate the remainder of 2026. Drawing on insights from the CIAB Insurance Leadership Forum and WSIA Annual Marketplace, Burns & Wilcox experts discuss key developments across Commercial, Personal, and Professional Liability Insurance, including: Where market conditions are softening and which risks remain challenging How…
Inside This Article: A Halloween lawn decoration depicting a skeleton riding a rooster was recently stolen from a homeowner’s yard in Henderson, Kentucky. Beyond the risk of theft, seasonal decorations can also pose fire hazards, with home fires involving decorations causing about $17 million per year in property damage between 2019 and 2023. Homeowners Insurance can cover theft, fire…
Inside This Article: More than 1 in 10 U.S. homes were vacant in 2024, while 7.5% of Canadian dwellings were unoccupied in 2021, according to census data. Seasonal and recreational homes accounted for nearly one-third of vacant U.S. properties, while 2.6 million were available for rent and fewer than 800,000 were listed for sale. Property owners should inform their…
Inside This Article: An EF3 tornado with estimated 140-mile-per-hour winds reached Wisconsin communities before a tornado warning could be issued and caused extensive damage to buildings and utilities, news outlets reported. Severe storms accounted for eight of the 12 billion-dollar weather and climate disasters recorded in the U.S. during the first half of 2026, according to Climate Central. Today’s Homeowners Insurance policies increasingly…
Key Takeaways  Rate trends are diverging across the Property & Casualty (P&C) marketplace, with rapidly decelerating Property pricing and continued moderation in most Liability lines. Property market conditions continue to improve, supported by recent mild catastrophe activity and favorable outcomes from the July 1 reinsurance renewals, although pricing and capacity remain highly sensitive to regional weather patterns and future catastrophic events. …
Inside This Article: A recent lawsuit alleges a teen suffered serious injuries after jumping into a pool during a senior skip-day party at a home in Arizona. The lawsuit claims the homeowners were aware of the party, which allegedly included underage drinking and had more than 100 attendees. Homeowners Insurance can help respond to third-party bodily injury lawsuits, including legal…
Continued rate softening and the return of admitted market capacity is reshaping the Personal Insurance market. In our recent P&C Market Outlook webinar, Ryan Connolly, Regional Practice Group Leader, Personal Insurance, Burns & Wilcox, Nashville, Tennessee, discussed why carriers are approaching technical rate floors and what that could mean for market conditions in the months ahead. Watch a highlight…