Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)
From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.Â
We provide comprehensive programs that protect High-Value Homeowners and Hard-to-Place Homeowners alike. Whether it is  personal umbrella, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.
The main reason I would give for working with Burns & Wilcox is the attention to service. In today's very busy world this seems to be a trait that is being overlooked. I find the people that we deal with at B&W take time to listen and ask informed questions which in most cases gets us to a satisfactory conclusion a lot sooner.
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Inside This Article: More than 1 in 10 U.S. homes were vacant in 2024, while 7.5% of Canadian dwellings were unoccupied in 2021, according to census data. Seasonal and recreational homes accounted for nearly one-third of vacant U.S. properties, while 2.6 million were available for rent and fewer than 800,000 were listed for sale. Property owners should inform their…
Inside This Article: An EF3 tornado with estimated 140-mile-per-hour winds reached Wisconsin communities before a tornado warning could be issued and caused extensive damage to buildings and utilities, news outlets reported. Severe storms accounted for eight of the 12 billion-dollar weather and climate disasters recorded in the U.S. during the first half of 2026, according to Climate Central. Today’s Homeowners Insurance policies increasingly…
Key Takeaways  Rate trends are diverging across the Property & Casualty (P&C) marketplace, with rapidly decelerating Property pricing and continued moderation in most Liability lines. Property market conditions continue to improve, supported by recent mild catastrophe activity and favorable outcomes from the July 1 reinsurance renewals, although pricing and capacity remain highly sensitive to regional weather patterns and future catastrophic events. …
Inside This Article: A recent lawsuit alleges a teen suffered serious injuries after jumping into a pool during a senior skip-day party at a home in Arizona. The lawsuit claims the homeowners were aware of the party, which allegedly included underage drinking and had more than 100 attendees. Homeowners Insurance can help respond to third-party bodily injury lawsuits, including legal…
Continued rate softening and the return of admitted market capacity is reshaping the Personal Insurance market. In our recent P&C Market Outlook webinar, Ryan Connolly, Regional Practice Group Leader, Personal Insurance, Burns & Wilcox, Nashville, Tennessee, discussed why carriers are approaching technical rate floors and what that could mean for market conditions in the months ahead. Watch a highlight…
Softening Property rates, catastrophe exposures, and evolving underwriting priorities are creating new challenges and opportunities across the insurance marketplace. Watch the Q3 2026 P&C Market Outlook recording for expert insights on: Property market conditions and weather-driven trends Casualty market competition and changing carrier appetite Professional Liability developments, including Cyber, D&O, EPLI, and AI-related exposures Strategies for building stronger submissions and…
Inside This Article: Weather-related losses continue to drive summer Homeowners Insurance claims as severe storms become more frequent and costly. Many homeowners remain vulnerable to flood losses because standard Homeowners Insurance policies typically exclude flooding. Liability exposures from pools, trampolines, and other summer activities can create significant financial risks for homeowners. Regular policy reviews can help homeowners identify coverage gaps and ensure protection keeps pace…
Inside This Article: A California mother is facing felony charges after prosecutors said her teenage son struck and critically injured an 81-year-old man while riding a high-powered electric motorbike, according to the Los Angeles Times. Incidents involving standard e-bikes may qualify for liability coverage under a Homeowners Insurance policy, while Personal Umbrella Insurance can provide additional protection above underlying limits. Insurance considerations can become more…